Free Personal Finance Workshops & Events
In each one-hour workshop, students learn fundamental financial planning skills such as budgeting, savings, wise spending, tax planning, credit and debt management, and investment. Workshops are conducted in a fun, interactive manner, and participants enjoy snacks at the end of the workshops.
Due to COVID-19, personal finance workshops for Spring 2020 have been cancelled. Updates on future workshops will be posted as soon as they are available.
Personal Finance Resources
How can I become financially literate?
Attend financial literacy workshops!
What budgeting tools can I use?
Sample Budget Excel worksheets: Budget worksheets.xls
Mint.com - top rated site for free budget worksheets and phone app to track spending; requires your banking information to set up an account.
HomeBudget app - phone app to track spending, comes with desktop/laptop sync feature, does not require banking information to set up an account.
How much student loan can you afford?
iGrad Student loan calculator - identify your intended profession and find out how much student loan you can afford.
How long will it take you to pay off your student loan and other debt?
CNN Debt Calculator
How to manage your credit?
Money and Credit information from the Federal Trade Commission
How can I save on Banking?
Best way to grow my money?
Take a personal finance course to learn about mutual funds and other investment options
Do you know the projected growth rate and median pay for your dream job?
Have passion, but be realistic.
How can I make informed financial decisions?
CashCourse is your guide to making informed financial choices. Get prepared for whatever life has in store: Register for a free financial planning tool, and take charge of your money.
Learn Personal Finance at SMC
Take a personal finance course to learn more about budgeting, tax planning, and many other topics - see courses listed below.
BUS 45, INDIVIDUAL FINANCIAL PLANNING, 3 UNITS
This course provides students with the tools to achieve their personal financial goals. It will help them make informed decisions related to spending, saving, borrowing, and investing. Topics covered include personal financial planning; money management; tax strategy; consumer credit; purchasing decisions; insurance; investing in stocks, bonds, mutual funds, and real estate; retirement; and estate planning.
Business 45 is in the same class as Accounting 45. Students may earn credit for one, but not for both. Prerequisite: MATH 31. This course qualifies for CSU GE Area B4: Mathematics/Quantitative Thinking. Also qualifies for SMC AA GE Area IV - Group B Rationality.
BUS 46, INTRODUCTION TO INVESTMENTS, 3 UNITS
This course provides a comprehensive view of securities, markets, and investment techniques, ranging from simple investment programs to advanced speculative market techniques.
BUS 47, PERSONAL FINANCE FOR STUDENTS, 1 UNIT
This course will provide students with the fundamental tools to make informed decisions that impact their short and intermediate-term finances. Topics covered include money management and the decision processes and behaviors underlying spending, saving, and borrowing.
Business 47 is the same course as Counseling 47. Students may earn credit for one, but not for both. This course qualifies for CSU GE Area E: Lifelong Understanding and Self-Development.
ACCTG 17, INCOME TAX PREPARATION (CTEC-APPROVED), 4 UNITS
This comprehensive course is intended for individuals to enter the tax profession and enable them to prepare individual tax returns for the general public, including individual taxpayers who operate sole-proprietor businesses. At the completion of the course, students will be able to prepare most individual tax returns and Schedule C for small business returns. This course is a qualified course by the California Tax Education Council (CTEC) and fulfills the requirements to become a California Registered Tax Preparer.
Contacts for more information regarding the above courses