Accidental Death & Dismemberment

Medical Insurance 2012-2013

Accidental Death & Dismemberment (Student Only)

Limits & Exclusions

These limitations and exclusions are in addition to the General Exclusions. Benefits will not be payable for any loss caused by:

1. Bodily or mental infirmity, bacterial infections (except:
1. infections which occur simultaneously with or through a cut or wound sustained as the direct result of an injury, independent of any other cause;
2. and the accidental ingestion of a contaminated substance), any other kind of disease or hernia;
2. Medical or surgical Treatment (except losses that result directly from surgical operations made necessary solely by injuries which are the direct result of an accident, independent of disease or bodily infirmity or any other cause, and performed within three (3) months of the accident);
3. Travel, or flight in or descent from any kind of aircraft unless:
1. as a fare-paying passenger on a regularly scheduled flight; or
2. as a passenger on an official flight of the Military Airlift Command of the United States or similar air transport services of other countries;
4. Being under the influence of alcohol or any drug unless administered and taken as prescribed by a physician;
5. Any accident or occurrence arising out of or in the course of employment;
6. Suicide or intentionally self-inflicted Injury while sane or insane.

Health Care Links:

• Eligibility
• When coverage begins and ends
• Refund Policy
• Refund Request
• Definitions
• Student Health Service
• Benefit Schedule
• Non-Duplication of Benefits
• Miscellaneous Benefits
• Accidental Death & Dismemberment
• General Exclusions
• Preferred Provider Organization (PPO)
• Pre-Certification of Hospitalization