Santa Monica Community College District - 2016 Open Enrollment
September 14, 2015 - October 9, 2015
Santa Monica Community College District 2016 Open Enrollment begins Monday, September 14, 2015 for the following employee groups:
||Board of Trustees
During Open Enrollment you may enroll, change, add or remove eligible dependents from your health benefits for the 2016 plan year. All changes made during Open Enrollment will be effective January 1, 2016. The deadline to make changes to your health benefits is Friday, October 9, 2015.
If you do not wish to make changes to your current health benefits (medical, dental, and/or vision), there is no action to complete. Your current plan elections will remain intact for the 2016 Plan Year.
2016 BENEFITS CHANGES AND IMPORTANT INFORMATION
CalPERS MEDICAL PLAN:
There are no changes to the CalPERS Health Plans benefit structure for the 2016 Plan Year.
CLICK HERE FOR THE 2016 PREMIUM RATES
Employees who enroll in PERSCare must pay the difference between PERSCare and the second highest CalPERS Medical Plan. The second highest CalPERS Medical Plan for 2016 is Anthem Blue Cross Traditional HMO.
Health premium contributions are deducted on a pre-tax basis. This means premium contributions are deducted from your paycheck prior to federal and state tax withholdings, thus reducing your taxable income. Employees may waive the pre-tax option by completing the PRE-TAX HEALTH PREMIUM WAIVER FORM.
CalPERS HEALTH PLAN CHOOSER
The CalPERS Health Plan Chooser is an online tool through CalPERS to assist employees with choosing a medical plan. Employees can view their plan information in one place, access each plan's doctor directory, compare plans side-by-side, and rank each plan based on personal preferences.
When using the tool, employees will need to enter the following information:
Type of coverage - select Basic
Who will be covered - select your current coverage level (employee only, two-party, or family)
Employer monthly premium contribution - use the monthly rates for Anthem Blue Cross Traditional HMO based on your coverage level, this information can be found on the 2016 Premium Rates link above
Your zip code - use your home address zip code
Employment classification - select Contracting Agency Employee/Retiree
If you are an association member - select No Association
There will be other questions regarding your medical service use, plan features and key services these questions should be answered based on your personal preference.
CLICK HERE for the CalPERS HEALTH PLAN CHOOSER
No changes to Delta Dental PPO and HMO Plans for 2016 Plan Year.
No changes to the Vision Service Plan (VSP) for 2016 Plan Year.
CASH-IN-LIEU PROGRAM: (CLASSIFIED EMPLOYEES, FULL-TIME FACULTY, & POLICE OFFICERS ONLY)
Under the contract provisions for the District-CSEA, District-SMCFA, and District-SMCPOA, Classified Employees, Full-time Faculty, and Police Officers who have non-District medical coverage may opt-out of the District's medical plans and receive a cash-in lieu benefit amount up to $2,000 per year. Classified Employees, Full-time Faculty, and Police Officers who are currently participating in the Cash-in Lieu Program will need to renew their declination during open enrollment.
To enroll/renew in the Cash-in-Lieu Program, employees will need to complete the SMC Open Enrollment form and provide proof of continuing health coverage (i.e. copy of medical plan card). For more information, see the contract provisions below:
SECTION 125 FLEXIBLE SPENDING ACCOUNTS: (AMERICAN FIDELITY)
Open Enrollment for the Section 125-Flexible Spending Accounts (FSAs) will be held between the period of October 12, 2015 - October 27, 2015.
FSAs allow employees to set aside pre-tax dollars for out-of-pocket medical expenses and/or dependent care cost into a Health Care FSA and/or Dependent Day Care FSA.
|2016 FSA PLAN MAXIMUM|
|Health Care FSA
||Dependent Day Care FSA|
Employees who wish to enroll in a FSA or continue for the 2016 plan year will need to meet with an American Fidelity representative. Also, American Fidelty offers voluntary benefits for purchase. To schedule an appointment, call American Fidelity at (800) 365-9180 ext.0.
CLICK HERE for American Fidelity enrollment dates and times.
IMPORTANT: Employees who are enrolled in a 2015 Health Care FSA account must submit all medical expenses to American Fidelity by March 31, 2016 for reimbursement. Unused funds up to $500 will carryover into the 2016 plan year.
The District offers employees the opportunity to participate in voluntary benefits. Employees can purchase supplemental life insurance, disability coverage, and contribute to a 403(b) & 457(b) retirement plans. Also, the District has partnerships with local credit unions.
These benefits are administered through our approved third-party vendors. Representatives from Pacific Educators, SchoolsFirst FCU, & TDS will be on campus during the months of October and November 2015.
CLICK HERE for the scheduled dates and times. Below is some information on the products and service available to employees.
|Registered Domestic Partner|
|Children up to age 26 (natural, adopted, domestic partner's, or step) |
|Children, up to age 26, if the employee has assumed a parent-child relationship and is considered the primary care parent|
|Certified disabled dependent children age 26 and older|
HOW TO ENROLL OR MAKE CHANGES TO YOUR BENEFITS
Complete the SMC Open Enrollment Form
Complete Health Plan Enrollment Form(s)
If you are adding dependent(s), you must provide proof of dependent eligibility (i.e. birth certificate, marriage license, certification of domestic partnership, etc.)
Return the original enrollment forms and supporting documentation (if applicable) to the Office of Human Resources. DEADLINE: FRIDAY, OCTOBER 9, 2015
For additional information or if you have questions, please contact the Office of Human Resources:
Revised as of 09/14/15