L.A. Times, November 14, News–
“HMOs to face stricter rule”.
Under mounting pressure from consumer advocates, the state's HMO regulator
plans to introduce a rule that would make it harder for health insurers
to drop policyholders after they get sick. Read
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L.A. Times, November 14, National
News– “Insurers propose to close gap”.
WASHINGTON — With Democrats vowing to make healthcare a top
priority, the insurance industry Monday unveiled a proposal to extend
coverage to nearly 47 million uninsured persons. Read
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L.A. Times, April 3rd, Health
Section – “Coverage, in pieces”.
HEALTH insurance coverage is cyclical. It changes with age, jobs,
income, marriage, divorce -- even with sickness itself. Some stories
of what people do to stay covered are whispered in confidence: a marriage
of convenience, a divorce put on hold, a person too sick to work kept
on the payroll by a compassionate boss. Read
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L.A. Times, April 3rd, Health
Section – Is coverage out of reach?
Middle-income pregnant women can qualify for coverage during
and through childbirth via a state program called Access for Infants
and Mothers. A single woman, for example, who earns as much as $38,496
can get obstetric coverage for a total, not a monthly premium, of
$577. Read
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Public Agencies Face Healthcare-Cost Crisis; The
bill is just starting to come due on medical coverage promised to
retirees during an era of lower expenses. For early
retirees, the health benefits cover most doctor and hospital bills
until the retiree becomes eligible for Medicare at 65. For those already
eligible for Medicare, the plans fill gaps in coverage, particularly
the cost of prescription drugs, which has escalated rapidly. Read
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HMOs in Unstable Condition: Members
Bolt to Other Plans; Preferred provider organizations offer greater
choice, and employers like them because they can shift rising costs
to workers.t what cost? To keep health coverage, more workers.
Even in California - where HMOs got their start and remain the most
dominant health plan -- enrollment has slipped. During the recent
economic downturn, HMOs lost 1.4 million members, according to the
state Department of Managed Healthcare. Read
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At what cost? To keep health
coverage, more workers
are cutting back on food, heat and other necessities.
Still, many of them eventually will lose the battle.
The family
stopped receiving public assistance and moved into a three-bedroom
apartment. They bought a car, and as [Terri MATTHEWS] salary kept
rising to its current level of $30,864 a year Read
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Insurance Option Has Workers Pay More.
With the high-deductible plan, workers pay lower
monthly premiums and their employers commonly help them build up a
special savings account to cushion the impact of a larger annual deductible.
The accounts are controlled by the employees, which has led insurers
and employers to label the plans "consumer-directed." Read
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