Personal Finance Resources


​​​​​​​​Personal Finance Tips

Free Personal Finance Workshops

In each one-hour workshop, students learn fundamental financial planning skills such as budgeting, savings, wise spending, tax planning, credit and debt management, and investment.  Fall 2020 workshops will be conducted via Zoom:

  • 9/25/20 Personal Finance Workshop coordinated with Non-Credit program
    September 25, 11:15 - 12:15 p.m. 
    registration not required.  Click here to join on September 25
    Topic:  How to Manage Money as a Student 

  • 10/29/20 Personal Finance Workshop coordinated with Veterans' Resource Center
    October 29, 11:15 a.m. - 12:15 p.m.  
    registration not required. To join: Zoom link will be available soon
    Topic:  Student loan and Credit Card Debt 

  • 11/12/20 Personal Finance Workshop coordinated with SMC Rotaract Club
    November 12, 11:15 a.m. - 12:15 p.m.   
    registration not required. To join: Zoom link will be available soon
    Topic: Investing Basics for Students

Students with disabilities who require accommodations should contact Center for Students with Disabilities at 310-434-4265 or at  at least 5 business days prior to the event.

For more information on workshops and events, contact the Business department at 310-434-4295.

Personal Finance Resources

How can I become financially literate?

Attend free personal finance workshops!  Research about financial matters.  And more importantly, take one of the two personal finance classes offered at Santa Monica College - BUS 45 or BUS 47, see course description provided below. 

How much does it cost to attend a four year unversity?

comparison of university education cost in southern California

Do you know how much you can earn for your dream job?

Have passion, but be realistic.

How much student loan can you afford?

Debt Wizard Student loan calculator - Based on your intended profession and pay, find out how much student loan you can afford.

How long will it take you to pay off your student loan and other debt?

CNN Debt Calculator

How can I save on Banking?

Best way to grow my money?

Take a personal finance course to learn about mutual funds and other investment options


What Budgeting tools can I use?

Sample Budget Excel worksheets: Budget worksheets.xls - top rated site for free budget worksheets and phone app to track spending; requires your banking information to set up an account.

HomeBudget app - phone app to track spending, comes with desktop/laptop sync feature, does not require banking information to set up an account.

Compound Interest Calculator - power of savings 

How to manage your credit?

Money and Credit information from the Federal Trade Commission

How can I make informed financial decisions?

CashCourse is your guide to making informed financial choices. Get prepared for whatever life has in store: Register for a free financial planning tool, and take charge of your money.

Learn Personal Finance at SMC

We offer two personal finance courses, BUS 45 and BUS 47, as well as tax and investment courses, to help you master the skills you need - see courses listed below.

This course provides students with the tools to achieve their personal financial goals. It will help them make informed decisions related to spending, saving, borrowing, and investing. Topics covered include personal financial planning; money management; tax strategy; consumer credit; purchasing decisions; insurance; investing in stocks, bonds, mutual funds, and real estate; retirement; and estate planning.

Business 45 is in the same class as Accounting 45. Students may earn credit for one, but not for both. Prerequisite: MATH 31. This course qualifies for CSU GE Area B4: Mathematics/Quantitative Thinking. Also qualifies for SMC AA GE Area IV - Group B Rationality.

This course provides a comprehensive view of securities, markets, and investment techniques, ranging from simple investment programs to advanced speculative market techniques.

This course will provide students with the fundamental tools to make informed decisions that impact their short and intermediate-term finances. Topics covered include money management and the decision processes and behaviors underlying spending, saving, and borrowing.

Business 47 is the same course as Counseling 47. Students may earn credit for one, but not for both. This course qualifies for CSU GE Area E: Lifelong Understanding and Self-Development.

This comprehensive course is intended for individuals to enter the tax profession and enable them to prepare individual tax returns for the general public, including individual taxpayers who operate sole-proprietor businesses. At the completion of the course, students will be able to prepare most individual tax returns and Schedule C for small business returns. This course is a qualified course by the California Tax Education Council (CTEC) and fulfills the requirements to become a California Registered Tax Preparer.

Contacts for more information regarding the above courses